Finance solutions

The key information you need to choose the right solution for you

SimplyDrive

DS Automobiles have developed DS SimplyDrive to offer our customers a finance option that provides 3 years of motor insurance**, routine servicing, roadside assistance, warranty and road fund licence, all included in one fixed monthly payment. DS SimplyDrive is available on the majority of models funded on Personal Contract Purchase. At the end of 3 years you then have 3 options:

1. Pay the optional GFV (Guaranteed Future Value) payment and own the car
2. Hand back the car to your DS dealership*
3. Return the car and use it in part exchange for a new DS

 

*Excluding any arrears, damage charge/excess mileage charges.

**Individual profiles will vary and are dependent on the age of the youngest drivers, postcode and vehicles insurance group. Minimum age 18 with Telematics, otherwise 21, 25 on selected models, maximum age 75. With Telematics box, drivers are required to install the Telematics Box & consent to Data capture & transmission to qualify for insurance and all drivers must hold a full UK licence. Otherwise policyholder must have a minimum of 2 years NCD to use on the vehicle and all drivers must meet eligibility criteria including minimum 2 years’ full UK licence. Insurance subject to cancellation if you receive four warnings for poor driving. For all drivers, limits on claims/convictions and excesses apply. 3 years motor insurance is provided and underwritten by UK Insurance Limited.

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Elect 3

Elect 3 is a finance solution designed to allow you to change your DS every two or three years with monthly payments structured to meet your budget. An initial deposit is paid of between 0% and 40% of the vehicle price, followed by fixed monthly payments over a term of 25, 31, 37 or 48 months. DS will agree with you an estimated annual mileage band, between 6,000 and 30,000. This will determine the Guaranteed Future Value (GFV) of your vehicle so that at the end of the agreement you just choose one of the following options:

1. Make a final payment and own the car
2. Return the car to your DS dealership*
3. Return the car and use it in part exchange for a new DS, using any equity as a deposit in a new Elect 3 agreement.


*Excluding any arrears, damage charge/excess mileage charges.

Purchase Plan

Purchase Plan is a finance solution that spreads the cost of buying your New DS into fixed monthly payments over a period of between 1 and 5 years . You’ll know exactly how much you are spending each month and for how long, making budgeting much easier. At the end of the agreement, when all of the monthly payments have been made, you’ll own your DS. Should you want to change your DS before the end of your Purchase Plan term, you can simply visit your DS dealer to discuss part-exchanging it for a new DS.

Elect 4

Elect 4 is a Personal Lease finance solution, providing the convenience of a new DS but without ownership. Instead of owning your DS you rent it until the end of the agreement, at which point you have a broad choice of options for the road ahead. This is fixed cost motoring, designed to help you savour the experience of driving.

At the end of the Elect 4 contract you have three choices. You can exchange it for a new one or simply return to your DS dealership*. If you wish to keep the car for longer you have the option to pay a final rental at the end of the contract and then an annual token rental payment equivalent to one of your monthly rental payments to keep using the vehicle.

*Excluding any arrears, damage charge/excess mileage charges.

Finance available from PSA Finance UK, written quotations available on request from PSA Finance UK subject to status. Over 18’s only. Excess mileage charges will apply if you exceed the agreed annual mileage. A guarantor may be required. Terms and Conditions apply. PSA Finance UK, Quadrant House, Princess Way, Redhill, Surrey, RH1 1QA.