Explained : DS Car Finance & Leasing
A complete range of finance for making the most of your future DS
We’ve come up with several methods of finance to suit your requirements.
Explore all our solutions and services adapted to meet your needs.
Personal Contract Hire is a long-term leasing arrangement. This means that although you won’t own the car at the end of your contract, you’ll be making a fixed monthly rental for the vehicle whilst you use it. Our official Finance Partner, Stellantis Financial Services can offer Personal Contract Hire on new vehicles across the DS Automobiles network.
Personal Contract Hire in three stages:
- Pay the advanced rental - You will pay an advanced rental fee when ordering the vehicle. This is agreed when ordering your vehicle and can be discussed further with your retailer.
- Agree on mileage allowance - You will agree this allowance per year which will help determine your monthly rental payments to lease the car over your agreed contract period.
- Enjoy until time to return - At the end of the contract, you’ll return the car to us and pay any excess mileage and/or damage charges.
DS Personal Contract Purchase (PCP) is a finance solution designed to allow you to change your DS every two, three or four years with monthly payments structured to meet your budget. An initial deposit is paid of between 0% and 40% of the vehicle price, followed by fixed monthly payments over a term of 25, 31, 37 or 48 months. DS will agree with you an estimated annual mileage band, between 6,000 and 30,000.
This will determine the Guaranteed Future Value (GFV) of your vehicle so that at the end of the agreement you just choose one of the following options:
- Make a final payment and own the car
- Return the car to your DS retail store*
- Return the car and use it in part exchange for a new DS, using any equity as a deposit in a new DS Personal Contract Purchase agreement.
*Excluding any arrears, damage charge/excess mileage charges.
DS Automobiles have developed DS SimplyDrive to offer our customers a finance option that provides 3 years of motor insurance
At the end of 3 years you then have 3 options:
- Pay the optional GFV (Guaranteed Future Value) payment and own the car
- Hand back the car to your DS retail storeExcluding any arrears, damage charge/excess mileage charges.
- Return the car and use it in part exchange for a new DS