Explained : DS Car Finance & Leasing

A complete range of finance for making the most of your future DS

We’ve come up with several methods of finance to suit your requirements.

Explore all our solutions and services adapted to meet your needs.

PERSONAL CONTRACT HIRE
What is Personal Contract Hire?

Personal Contract Hire is a long-term leasing arrangement. This means that although you won’t own the car at the end of your contract, you’ll be making a fixed monthly rental for the vehicle whilst you use it. Our official Finance Partner, Stellantis Financial Services can offer Personal Contract Hire on new vehicles across the DS Automobiles network.

 

Personal Contract Hire in three stages:

 

  1. Pay the advanced rental - You will pay an advanced rental fee when ordering the vehicle. This is agreed when ordering your vehicle and can be discussed further with your retailer.
  2. Agree on mileage allowance - You will agree this allowance per year which will help determine your monthly rental payments to lease the car over your agreed contract period.
  3. Enjoy until time to return - At the end of the contract, you’ll return the car to us and pay any excess mileage and/or damage charges.

    T&Cs apply
ADDITIONAL INFORMATION
The benefits of Personal Contract Hire are that you’ll receive a budget-friendly contract tailored to you and there’s no depreciation risk. There’s also a range of DS Automobiles vehicles to choose from and a longer-term leasing agreement is available. Terms & Conditions apply. Subject to status. Over 18’s only. A guarantor may be required. Stellantis Financial Services, RH1 1QA.
DS PERSONAL CONTRACT PURCHASE
WHY CHOOSE DS PERSONAL CONTRACT PURCHASE?

DS Personal Contract Purchase (PCP) is a finance solution designed to allow you to change your DS every two, three or four years with monthly payments structured to meet your budget. A deposit is paid of between 0% and 40% of the vehicle price, followed by fixed monthly payments over a term of 24 to 48 and 24 to 60 months on an electric vehicle). DS will agree with you an estimated annual mileage band, between 6,000 and 30,000.

 

This will determine the Guaranteed Future Value (GFV) of your vehicle so that at the end of the agreement you just choose one of the following options:

 

  1. Pay the optional Final payment to own the car
  2. Return the car to your DS retail store
  3. Part exchange the vehicle where equity is available. Equity can be used as a deposit in a new DS Personal Contract Purchase agreement.

 

Excess mileage and vehicle condition charges may apply at the end of your agreement.

T&Cs apply
 

DS ONLINE STORE
You can now order online with PCP using DS Online Store, where you can view available offers, value your current car, pick a finance package, book a test drive, personalise and order your dream car online. Specialist support is available whenever you need it through the DS Concierge Team. And remember: if you want to visit a DS retailer at any time during your journey, we’ll be delighted to welcome you.
CONDITIONAL SALE
CONDITIONAL SALE
Conditional sale is a traditional finance agreement, in which you spread the cost of buying your new DS. You pay a deposit followed by equal monthly repayments from 24 to 60 months. You know exactly how much you are spending each month and for how long. At the end of the agreement, once all payments have been made, you’ll own your DS outright. There are no mileage restrictions with Conditional Sale agreements.

T&Cs apply
 
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T&Cs

Personal Contract Hire Terms and conditions: Finance subject to status. T&Cs and exclusions apply. Applicants must be 18+. Guarantee may be required. Excess mileage and vehicle condition charges may apply. You will not own the vehicle. Finance by Stellantis Financial Services, RH1 1QA. 

Personal Contract Purchase Terms and conditions. Finance subject to status. T&Cs and exclusions apply. Applicants must be 18+. Guarantee may be required. Finance by Stellantis Financial Services, RH1 1QA. At the end of the agreement there are three options: i) Part exchange the vehicle where equity is available ii) Pay the optional final payment to own the vehicle, iii) Return the vehicle. Excess mileage and vehicle condition charges may apply if you return the vehicle. You will only own the vehicle if you pay the optional final payment.

Conditional Sale Terms and conditions. Finance subject to status. T&Cs and exclusions apply. Applicants must be 18+. Guarantee may be required. Finance by Stellantis Financial Services, RH1 1QA.

Citroen UK Ltd (trading as DS Automobiles) is acting as a credit broker and not as a lender and may introduce you to other credit brokers (vehicle retailers). We will only introduce you to Stellantis Financial Services, RH1 1QA as a lender and we may receive a fixed commission for this introduction or no commission at all. The vehicle retailer, acting as credit broker, will typically receive from the lender a commission, fee or remuneration. This may be in the form of fixed fee, campaigns, percentages and/or targets agreed between Stellantis Financial Services and the credit broker. Alternative finance products may be available with different commission amounts and/or arrangements. For more details, or if you think this will affect your decision to enter into an agreement, speak to Stellantis Financial Services or the vehicle retailer (acting as a credit broker) for further information.