Explained : DS Car Finance & Leasing

A complete range of finance for making the most of your future DS

We’ve come up with several methods of finance to suit your requirements.

Explore all our solutions and services adapted to meet your needs.

What is Personal Contract Hire?

Personal Contract Hire is a long-term leasing arrangement. This means that although you won’t own the car at the end of your contract, you’ll be making a fixed monthly rental for the vehicle whilst you use it. Our official Finance Partner, Stellantis Financial Services can offer Personal Contract Hire on new vehicles across the DS Automobiles network.


Personal Contract Hire in three stages:


  1. Pay the advanced rental - You will pay an advanced rental fee when ordering the vehicle. This is agreed when ordering your vehicle and can be discussed further with your retailer.
  2. Agree on mileage allowance - You will agree this allowance per year which will help determine your monthly rental payments to lease the car over your agreed contract period.
  3. Enjoy until time to return - At the end of the contract, you’ll return the car to us and pay any excess mileage and/or damage charges.
The benefits of Personal Contract Hire are that you’ll receive a budget-friendly contract tailored to you and there’s no depreciation risk. There’s also a range of DS Automobiles vehicles to choose from and a longer-term leasing agreement is available. Terms & Conditions apply. Subject to status. Over 18’s only. A guarantor may be required. Stellantis Financial Services, RH1 1QA.

DS Personal Contract Purchase (PCP) is a finance solution designed to allow you to change your DS every two, three or four years with monthly payments structured to meet your budget. An initial deposit is paid of between 0% and 40% of the vehicle price, followed by fixed monthly payments over a term of 25, 31, 37 or 48 months. DS will agree with you an estimated annual mileage band, between 6,000 and 30,000.


This will determine the Guaranteed Future Value (GFV) of your vehicle so that at the end of the agreement you just choose one of the following options:


  1. Make a final payment and own the car
  2. Return the car to your DS retail store*
  3. Return the car and use it in part exchange for a new DS, using any equity as a deposit in a new DS Personal Contract Purchase agreement.


*Excluding any arrears, damage charge/excess mileage charges.

You can now order online with PCP using DS Online Store, where you can view available offers, value your current car, pick a finance package, book a test drive, personalise and order your dream car online. Specialist support is available whenever you need it through the DS Concierge Team. And remember: if you want to visit a DS retailer at any time during your journey, we’ll be delighted to welcome you.

DS Automobiles have developed DS SimplyDrive to offer our customers a finance option that provides 3 years of motor insurance

Individual profiles will vary and are dependent on the age of the youngest drivers, postcode and vehicles insurance group. Minimum age 18 with Telematics, otherwise 21, 25 on selected models, maximum age 75. With Telematics box, drivers are required to install the Telematics Box & consent to Data capture & transmission to qualify for insurance and all drivers must hold a full UK licence. Otherwise policyholder must have a minimum of 2 years NCD to use on the vehicle and all drivers must meet eligibility criteria including minimum 2 years’ full UK licence. Insurance subject to cancellation if you receive four warnings for poor driving. For all drivers, limits on claims/convictions and excesses apply. 3 years motor insurance is provided and underwritten by UK Insurance Limited.
, routine servicing, roadside assistance, warranty and road fund licence, all included in one fixed monthly payment. DS SimplyDrive is available on the majority of models funded on Personal Contract Purchase.



 At the end of 3 years you then have 3 options:


  1. Pay the optional GFV (Guaranteed Future Value) payment and own the car
  2. Hand back the car to your DS retail store
    Excluding any arrears, damage charge/excess mileage charges.
  3. Return the car and use it in part exchange for a new DS
Purchase Plan is a finance solution that spreads the cost of buying your New DS into fixed monthly payments over a period of between 1 and 5 years . You’ll know exactly how much you are spending each month and for how long, making budgeting much easier. At the end of the agreement, when all of the monthly payments have been made, you’ll own your DS. Should you want to change your DS before the end of your Purchase Plan term, you can simply visit your DS retailer to discuss part-exchanging it for a new DS.


Discover our bespoke solutions for ensuring you keep control of your budget


Your DS Expert Adviser can provide you with a bespoke finance quote